Buy a fridge, TV, washing machine or cooler on monthly EMIs.
From ₹10,000
View detailsMobile Phone Loan
Buy a smartphone now and pay for it a little each month.
Is the Phone Loan right for you?
A smartphone is how many people get UPI payments, take orders, attend classes and find work. A phone loan lets you buy one now and pay for it in monthly EMIs, instead of saving for months.
Tell us the phone model and its price. Our team checks your eligibility and tells you the EMI and the total you will pay. Then we guide you through the purchase.
For many people this is their first loan. Paying every EMI on time builds a good record, which can help you get a bigger loan later for your work or family.
What you get
New phone on EMI
Split the price of a new phone into monthly payments.
Few documents
Usually just basic KYC documents.
Short repayment
Pay it off in a short time and own your phone.
Build a good record
Paying on time can help you get other loans later.
Who can apply
- Age 18 to 60
- Regular income, or a parent or guardian with income (for students)
- Lives in our service area
Documents you need
- Aadhaar card
- PAN card (or Form 60)
- Two passport-size photos
- Address proof
- Bank account details
Our team will confirm exactly what is needed for you.
How to get the Phone Loan
Four steps. Here is what you do, and what we do.
Step 1: Message us on WhatsApp
You: Tap any WhatsApp button and send the message. Tell us which loan you need.
We: We reply with the next steps and the documents for your loan.
Step 2: Share your documents
You: Send copies of the documents we ask for. Keep the originals ready.
We: We tell you if anything is missing. Nothing more is needed.
Step 3: Verification
You: Answer a short call, or meet our team at home or at your shop.
We: We check your details and explain the amount, interest, fees, EMI and total in writing.
Step 4: Get your money
You: Read and sign the loan agreement if you agree with the terms.
We: The money goes to your bank account, with your repayment schedule.
Work out your EMI
Your EMI (the money you pay back each month)
₹1,333
You pay ₹1,333 a month for 12 months.
- Loan
- ₹15,000
- Interest
- ₹993
- Total you pay
- ₹15,993
Enquire on WhatsApp for this amount (opens in a new tab)
Amounts and EMIs are a guide only, not a loan offer. Your final amount, interest and terms depend on your eligibility and company policy.
Send an enquiry
Phone Loan questions
Which phones can I buy?
Send us the model and price on WhatsApp. We will tell you if it can be financed and what the EMI would be.
I have never taken a loan. Can I apply?
Yes. Many people take a phone loan as their first loan. Eligibility is checked as per company policy.
Can a student apply?
Yes, usually with a parent or guardian who has a regular income.
What if I miss an EMI?
Message us on WhatsApp before the due date if you expect a delay. Late payment charges are listed on our Fees and Charges page and in your loan agreement.
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