Borrow against your gold jewellery without selling it.
From ₹10,000 · depends on the weight and purity of your gold
View detailsConsumer Durable Loan
Buy the appliances your home needs and pay monthly.
Is the Appliance Loan right for you?
A fridge keeps food fresh. A washing machine saves hours every week. A good fan or cooler makes summer easier. This loan lets you buy them now and pay in monthly EMIs.
Choose your product and send us the shop's quotation. Our team checks your eligibility and tells you the EMI, the number of months and the total you will pay.
It can also help home businesses. A mixer-grinder for a tiffin service or a sewing machine for tailoring can help you earn more.
What you get
For everyday appliances
Things that make daily life at home easier.
Monthly EMIs
Pay a fixed amount each month, not the full price at once.
Simple papers
KYC, bank details and the shop's quotation.
Know the total cost
See your EMI and the total to pay before you buy.
Who can apply
- Age 18 to 60
- Regular income
- Lives in our service area
Documents you need
- Aadhaar card
- PAN card (or Form 60)
- Two passport-size photos
- Address proof
- Bank account details
- Quotation or bill for the product
Our team will confirm exactly what is needed for you.
How to get the Appliance Loan
Four steps. Here is what you do, and what we do.
Step 1: Message us on WhatsApp
You: Tap any WhatsApp button and send the message. Tell us which loan you need.
We: We reply with the next steps and the documents for your loan.
Step 2: Share your documents
You: Send copies of the documents we ask for. Keep the originals ready.
We: We tell you if anything is missing. Nothing more is needed.
Step 3: Verification
You: Answer a short call, or meet our team at home or at your shop.
We: We check your details and explain the amount, interest, fees, EMI and total in writing.
Step 4: Get your money
You: Read and sign the loan agreement if you agree with the terms.
We: The money goes to your bank account, with your repayment schedule.
Work out your EMI
Your EMI (the money you pay back each month)
₹2,221
You pay ₹2,221 a month for 12 months.
- Loan
- ₹25,000
- Interest
- ₹1,655
- Total you pay
- ₹26,655
Enquire on WhatsApp for this amount (opens in a new tab)
Amounts and EMIs are a guide only, not a loan offer. Your final amount, interest and terms depend on your eligibility and company policy.
Send an enquiry
Appliance Loan questions
Which products are covered?
Common home appliances such as TVs, fridges, washing machines, coolers and kitchen appliances. Ask us about a specific product.
Do I need to pay a down payment?
It depends on the product and your eligibility. Our team will tell you before you buy.
Can I buy from any shop?
Send us the shop and product details on WhatsApp and we will confirm how the purchase works.
How long can I take to repay?
Appliance loans are usually short. Use the calculator to see EMIs for different months.
Other loans you may need
Money for stock and growth for grocery and small shops.
From ₹10,000
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