Gold Loan
Use the value of your gold when you need money, and keep your jewellery.
Is the Gold Loan right for you?
For many families, gold is their savings. A gold loan lets you use that savings for a hospital bill, school fees, farm costs or your business, without selling the jewellery.
How much you can borrow depends on the weight and purity of your gold. Your jewellery is valued, and the amount, interest and repayment are explained before you agree. When you repay, your jewellery is returned.
Message us on WhatsApp with what you need. We will tell you what to bring and how valuation works.
What you get
Keep your gold
You get your jewellery back when the loan is repaid.
Clear valuation
The loan amount depends on weight and purity, explained to you.
Basic documents
KYC documents and your gold jewellery.
Recorded safely
Ask us how your jewellery is recorded and kept during the loan.
Who can apply
- Age 18 and above
- Owner of the gold jewellery
- Lives in our service area
Documents you need
- Aadhaar card
- PAN card (or Form 60)
- Two passport-size photos
- Address proof
- Gold jewellery for valuation
Our team will confirm exactly what is needed for you.
How to get the Gold Loan
Four steps. Here is what you do, and what we do.
Step 1: Message us on WhatsApp
You: Tap any WhatsApp button and send the message. Tell us which loan you need.
We: We reply with the next steps and the documents for your loan.
Step 2: Share your documents
You: Send copies of the documents we ask for. Keep the originals ready.
We: We tell you if anything is missing. Nothing more is needed.
Step 3: Verification
You: Answer a short call, or meet our team at home or at your shop.
We: We check your details and explain the amount, interest, fees, EMI and total in writing.
Step 4: Get your money
You: Read and sign the loan agreement if you agree with the terms.
We: The money goes to your bank account, with your repayment schedule.
Work out your EMI
Your EMI (the money you pay back each month)
₹4,442
You pay ₹4,442 a month for 12 months.
- Loan
- ₹50,000
- Interest
- ₹3,309
- Total you pay
- ₹53,309
Enquire on WhatsApp for this amount (opens in a new tab)
Amounts and EMIs are a guide only, not a loan offer. Your final amount, interest and terms depend on your eligibility and company policy.
Send an enquiry
Gold Loan questions
How much can I get for my gold?
It depends on the weight and purity of your gold and company policy. Our team tells you the amount after valuation.
What kind of gold is accepted?
Gold jewellery is generally accepted. Ask us about coins or other items before you visit.
How do I get my gold back?
When the loan and interest are fully repaid, your jewellery is returned as per the loan agreement.
What if I cannot repay on time?
Talk to us before the due date. Our team will explain your options. The terms are in your loan agreement.
Other loans you may need
Money for stock and growth for grocery and small shops.
From ₹10,000
View details